Provided that you are planning to use mobile banking while travelling, another good method to protect yourself is to have more than one bank account. You can open a new account with a limited amount of money and use it instead of your main account. You still should use security services such as a VPN and a safe browser but in case your account is locked for some reason, you will have access to your main account.
Having more than one card linked to your bank account is another best practice when travelling abroad. Apart from all the cyber threats we face, you can have bad experiences such as an ATM “eating” your card and thus effectively locking you out of your account. You can also block your card by entering the wrong PIN code, which also prevents you from accessing your account.
Bear in mind that when travelling abroad the chance is good that your bank will not have branches there, which makes it very difficult to get access to your account and replace the blocked card. Having a second card enables you to access your funds until the other card returns to you or gets unblocked.
Also, having all Visa, MasterCard and American Express is useful in exotic destinations where stores, restaurants, or even ATMs might not accept one or more of these cards. Thus, you ensure that you have access to your money all of the time.